Best Sign Up Offers UK 2026
We have compiled 51 of the most rewarding new customer offers in the UK. Sign up, complete a simple qualifying step, and pocket your welcome bonus.
Last updated: 21 February 2026
Why UK Sign Up Offers Are Worth Your Attention in 2026
Companies across the UK spend billions each year trying to win new customers. Rather than pouring that budget into television adverts or billboard campaigns, a growing number of brands channel it directly into welcome bonuses for new sign-ups. The result is a market overflowing with generous offers that put real money in your pocket simply for opening an account or placing a first order.
Sign up offers differ from ongoing promotions because they are exclusively for new customers. Once you have an existing account, you typically cannot claim the welcome bonus again. That makes timing important — and it is why we keep this page updated so you never miss a limited-time deal. From bank switching bonuses worth over one hundred pounds to free meal-kit deliveries and discounted insurance quotes, the range of UK sign up offers in 2026 is remarkable.
Each offer below shows the reward you receive as a new customer and any conditions you need to meet, such as a minimum spend or deposit. Use the table to compare deals side by side and decide which welcome bonuses to claim first.
- Cash bonuses — Many UK banks and fintech apps offer straight cash when you open an account and deposit a qualifying amount.
- Free products — Food delivery, beauty boxes, and subscription services frequently give away a free first order to new customers.
- Account credits — Utility and insurance providers often apply credit to your first bill as a new customer incentive.
- Exclusive rates — Some sign up offers unlock promotional interest rates or discounted premiums not available to existing customers.
- Stacking potential — You can sign up to multiple brands independently, claiming a welcome bonus from each without conflict.
All 51 UK Sign Up Offers — Ranked by Bonus Value
Below is every active sign up offer in the UK, ordered from highest to lowest reward. Click an offer to see the full terms and claim your bonus.
| Offer | Category | You Earn | Friend Earns | |
|---|---|---|---|---|
 | Finance | £5 - £200 | £5 - £200 | Get Code |
 | Finance | £100 | £100 | Get Code |
 | Finance | £20 - £100 | £20 - £100 | Get Code |
 | Finance | £10 - £100 | £10 - £100 | Get Code |
 | Finance | £100 | £100 | Get Code |
 | Finance | £10 - £100 | £10 - £100 | Get Code |
 | Business | £80 | £80 | Get Code |
 | Utilities | £50 - £75 | £50 - £75 | Get Code |
 | Utilities | £25 - £75 | £25 - £75 | Get Code |
 | Utilities | £60 | £60 | Get Code |
 | Finance | £50 | £50 | Get Code |
 | Utilities | £50 | £50 | Get Code |
 | Utilities | £50 | £50 | Get Code |
 | Finance | £50 | £100 | Get Code |
 | Utilities | £50 | £50 | Get Code |
 | Food & Drink | £50 | £20 | Get Code |
 | Utilities | £50 | £50 | Get Code |
 | Finance | £50 | £50 | Get Code |
 | Finance | £50 | £50 | Get Code |
 | Shopping | £10 - £40 | £10 - £40 | Get Code |
 | Utilities | £20 - £40 | £20 - £40 | Get Code |
 | Finance | £30 | £30 | Get Code |
 | Finance | £25 | £25 | Get Code |
 | Shopping | £25 | £25 | Get Code |
 | Shopping | £20 | £25 | Get Code |
 | Finance | £10 | £20 | Get Code |
 | Finance | £10 | £10 | Get Code |
 | Finance | £10 | £10 | Get Code |
 | Finance | £10 | £30 | Get Code |
 | Finance | £10 | £10 | Get Code |
 | Finance | £10 | £10 | Get Code |
 | Business | £10 | £10 | Get Code |
 | Shopping | £10 | £25 | Get Code |
 | Finance | £10 | £10 | Get Code |
 | Finance | £10 | £100 | Get Code |
 | Shopping | £10 | £20 - £30 | Get Code |
 | Finance | £10 | £10 | Get Code |
 | Finance | £5 | £5 | Get Code |
 | Finance | £5 | £5 | Get Code |
 | Finance | £5 | £5 | Get Code |
 | Finance | £5 | £5 | Get Code |
 | Finance | £5 | £5 | Get Code |
 | Shopping | £3 | £3 | Get Code |
 | Shopping | £3 | £5 | Get Code |
 | Shopping | Varies | £5 | Get Code |
 | Finance | £20 - £200 | £20 - £200 | Get Code |
 | Finance | £10 - £50 | £10 - £50 | Get Code |
 | Finance | £7 - £130 | £7 - £130 | Get Code |
 | Utilities | £15 - £99.99 | £15 - £100 | Get Code |
 | Utilities | £10 - £40 | £10 - £40 | Get Code |
 | — | £8 - £100 | £8 - £100 | Get Code |
Best Finance Refer a Friend Offers UK
UK banks, investment platforms, and fintech apps offer some of the most generous refer a friend bonuses available. Sign-up rewards from finance referral offers in the UK often range from £5 to £100 or more, making them the highest-paying refer a friend deals in the country. Popular finance referral programmes include banking apps, trading platforms, and digital wallets.
Best Business Refer a Friend Offers UK
B2B software, accounting tools, and business services run refer a friend programmes in the UK offering incentives like free months, account credits, and cash bonuses. These UK referral offers are ideal for entrepreneurs and small business owners who regularly recommend tools to their network.
Best Utilities Refer a Friend Offers UK
UK energy suppliers and broadband providers offer some of the most practical refer a friend deals. These UK referral offers reward you with account credits and bill reductions when friends sign up using your referral code. With rising energy costs, utility referral codes are a great way to save.
Best Food & Drink Refer a Friend Offers UK
Meal delivery kits, grocery services, and restaurant apps have popular refer a friend schemes in the UK. These referral offers provide free meals, delivery credits, and subscription discounts. Food and drink referral codes are easy to share because everyone eats.
Best Shopping Refer a Friend Offers UK
Online retailers and cashback platforms have some of the best refer a friend offers in the UK for everyday shoppers. These UK referral codes give you store credit, discounts, and exclusive deals. Many shopping referral programmes offer recurring rewards for each friend you refer.
Discover More Ways to Earn in the UK
Sign up bonuses are just the beginning. Explore our other pages for referral bonuses, free money opportunities, and category-specific deals.
View All UK Referral CodesSign Up Offers UK — Your Questions Answered
What counts as a "sign up offer" in the UK?
A sign up offer is any incentive given exclusively to new customers when they create an account, subscribe, or make a first purchase with a UK company. These rewards can be cash, credit, free products, or discounts. The key qualifier is that you must be a brand-new customer who has not previously held an account with the provider.
Do I have to spend money to claim a sign up bonus?
It depends on the offer. Some sign up bonuses are completely free — you just need to register. Others require a qualifying action such as making a minimum deposit, completing your first purchase, or switching a direct debit. We list the requirements for each offer so there are no surprises.
Can I claim multiple sign up offers at the same time?
Absolutely. Each company runs its own welcome programme independently. You can open a new bank account for the switching bonus, sign up to a meal delivery service for the free box, and register with an energy supplier for the account credit — all at the same time without any conflict between them.
How long do sign up offers last in the UK?
Some welcome bonuses are permanent fixtures of a brand's acquisition strategy, while others are seasonal promotions that run for a limited window. Banks, for instance, often rotate their switching bonuses every few months. We mark time-sensitive offers on ReferMonkey so you can act before they disappear.
Are sign up bonuses taxable in the UK?
For most people, sign up bonuses fall below the threshold where HMRC would consider them taxable income. Small cash rewards, free products, and account credits from welcome offers are generally treated as promotional incentives rather than earnings. If you receive very large or frequent bonuses, seek professional tax advice.