Best Refer a Friend Apps UK 2026
The best UK apps and services that pay you for recommending them to friends. Browse 51 refer a friend programmes and start earning from recommendations you would make anyway.
Last updated: 21 February 2026
UK Apps That Pay You to Refer Friends
Refer a friend programmes are the backbone of word-of-mouth marketing in the UK. The concept is simple: you recommend a service you use and enjoy, your friend signs up, and the company rewards both of you. It is a marketing model that works because people trust personal recommendations far more than adverts.
The best refer a friend apps in the UK make sharing effortless. They provide a unique referral link in your account dashboard, let you share it via WhatsApp, text, email, or social media with a single tap, and automatically track when your friend signs up. The reward is credited without you needing to do anything beyond sharing the link.
This page brings together the best UK refer a friend programmes across all categories. Whether you want to recommend a banking app, a food delivery service, an energy supplier, or a shopping platform, each programme here rewards you and your friend for making and accepting the recommendation.
- Natural recommendations — Refer a friend programmes reward you for recommendations you would make organically — sharing services you genuinely use.
- Mutual benefits — The best UK refer a friend apps reward both the referrer and the new customer equally.
- Simple sharing — Most apps let you share your referral link via any messaging platform with a single tap.
- No expertise needed — You do not need to be a marketer — just share your link with people who would benefit from the service.
- Wide variety — From banking to food delivery, there is a refer a friend programme for almost every app and service you use in the UK.
All 51 Refer a Friend Apps in the UK
Every active UK refer a friend programme, ranked by reward value. Click any listing for full details and a working referral link.
| Offer | Category | You Earn | Friend Earns | |
|---|---|---|---|---|
 | Finance | £5 - £200 | £5 - £200 | Get Code |
 | Finance | £100 | £100 | Get Code |
 | Finance | £20 - £100 | £20 - £100 | Get Code |
 | Finance | £10 - £100 | £10 - £100 | Get Code |
 | Finance | £100 | £100 | Get Code |
 | Finance | £10 - £100 | £10 - £100 | Get Code |
 | Business | £80 | £80 | Get Code |
 | Utilities | £50 - £75 | £50 - £75 | Get Code |
 | Utilities | £25 - £75 | £25 - £75 | Get Code |
 | Utilities | £60 | £60 | Get Code |
 | Finance | £50 | £50 | Get Code |
 | Utilities | £50 | £50 | Get Code |
 | Utilities | £50 | £50 | Get Code |
 | Finance | £50 | £100 | Get Code |
 | Utilities | £50 | £50 | Get Code |
 | Food & Drink | £50 | £20 | Get Code |
 | Utilities | £50 | £50 | Get Code |
 | Finance | £50 | £50 | Get Code |
 | Finance | £50 | £50 | Get Code |
 | Shopping | £10 - £40 | £10 - £40 | Get Code |
 | Utilities | £20 - £40 | £20 - £40 | Get Code |
 | Finance | £30 | £30 | Get Code |
 | Finance | £25 | £25 | Get Code |
 | Shopping | £25 | £25 | Get Code |
 | Shopping | £20 | £25 | Get Code |
 | Finance | £10 | £20 | Get Code |
 | Finance | £10 | £10 | Get Code |
 | Finance | £10 | £10 | Get Code |
 | Finance | £10 | £30 | Get Code |
 | Finance | £10 | £10 | Get Code |
 | Finance | £10 | £10 | Get Code |
 | Business | £10 | £10 | Get Code |
 | Shopping | £10 | £25 | Get Code |
 | Finance | £10 | £10 | Get Code |
 | Finance | £10 | £100 | Get Code |
 | Shopping | £10 | £20 - £30 | Get Code |
 | Finance | £10 | £10 | Get Code |
 | Finance | £5 | £5 | Get Code |
 | Finance | £5 | £5 | Get Code |
 | Finance | £5 | £5 | Get Code |
 | Finance | £5 | £5 | Get Code |
 | Finance | £5 | £5 | Get Code |
 | Shopping | £3 | £3 | Get Code |
 | Shopping | £3 | £5 | Get Code |
 | Shopping | Varies | £5 | Get Code |
 | Finance | £20 - £200 | £20 - £200 | Get Code |
 | Finance | £10 - £50 | £10 - £50 | Get Code |
 | Finance | £7 - £130 | £7 - £130 | Get Code |
 | Utilities | £15 - £99.99 | £15 - £100 | Get Code |
 | Utilities | £10 - £40 | £10 - £40 | Get Code |
 | — | £8 - £100 | £8 - £100 | Get Code |
Best Finance Refer a Friend Offers UK
UK banks, investment platforms, and fintech apps offer some of the most generous refer a friend bonuses available. Sign-up rewards from finance referral offers in the UK often range from £5 to £100 or more, making them the highest-paying refer a friend deals in the country. Popular finance referral programmes include banking apps, trading platforms, and digital wallets.
Best Business Refer a Friend Offers UK
B2B software, accounting tools, and business services run refer a friend programmes in the UK offering incentives like free months, account credits, and cash bonuses. These UK referral offers are ideal for entrepreneurs and small business owners who regularly recommend tools to their network.
Best Utilities Refer a Friend Offers UK
UK energy suppliers and broadband providers offer some of the most practical refer a friend deals. These UK referral offers reward you with account credits and bill reductions when friends sign up using your referral code. With rising energy costs, utility referral codes are a great way to save.
Best Food & Drink Refer a Friend Offers UK
Meal delivery kits, grocery services, and restaurant apps have popular refer a friend schemes in the UK. These referral offers provide free meals, delivery credits, and subscription discounts. Food and drink referral codes are easy to share because everyone eats.
Best Shopping Refer a Friend Offers UK
Online retailers and cashback platforms have some of the best refer a friend offers in the UK for everyday shoppers. These UK referral codes give you store credit, discounts, and exclusive deals. Many shopping referral programmes offer recurring rewards for each friend you refer.
Explore More UK Referral Pages
Refer a friend apps are just one way to browse referral offers. Explore by category, reward value, or recency.
Browse All UK Referral CodesRefer a Friend Apps UK — Common Questions
What is a refer a friend programme?
A refer a friend programme is a marketing scheme run by a company that rewards existing customers for introducing new ones. When you share your unique referral link and a friend signs up through it, both you and your friend receive a bonus. The programme tracks the referral through your unique code or link.
How do I find my referral link on UK apps?
Most UK apps place the refer a friend option in your account settings, profile page, or under a dedicated "referrals" or "invite friends" section. Some apps also send you periodic email reminders with your referral link. If you cannot find it, search for "refer" within the app.
Who can I refer in the UK?
You can refer anyone who is eligible to use the service and has not previously been a customer. There are no restrictions on your relationship with the person — friends, family, colleagues, and even acquaintances are all valid referrals. The only requirement is that they are genuinely new to the service.
Do refer a friend bonuses expire?
Some UK refer a friend programmes run indefinitely, while others are promotional offers that expire after a set period. The referral link itself usually remains active as long as you are a customer, but the bonus amount may change over time. We update our listings to reflect current terms.
What happens if my friend does not complete the sign-up?
If your friend clicks your referral link but does not complete the registration or meet the qualifying conditions, neither of you receives the bonus. The referral is only credited when all conditions are met. You can usually see the status of pending referrals in your app dashboard.
Can I share my referral link publicly?
Most UK companies allow you to share your referral link publicly — on social media, forums, or platforms like ReferMonkey. However, some programmes restrict sharing to private channels (direct messages, email) only. Check the specific terms of each programme to be sure.