Heading back to university? Set up your student essentials and earn bonuses along the way. Browse 51 referral codes for student banking, food delivery, and more.
Last updated: 21 February 2026
The start of a new university term means setting up a long list of services: a student bank account, food delivery apps, broadband, mobile phone contracts, and subscription services. Every one of these has a cost — but most also have referral programmes that pay you for signing up. By using referral codes, you can earn money while ticking off your back-to-uni checklist.
Students are particularly well-positioned for referral offers because most services are being set up for the first time. You are a genuine new customer at nearly every provider, meaning you qualify for the full range of welcome bonuses. Freshers can easily earn one hundred to three hundred pounds just by using referral codes when setting up their essential accounts.
This page brings together the UK referral codes most relevant to university students. We have focused on the services you will actually use during term time, ordered by typical setup priority.
Student-relevant referral codes sorted by value. Click any listing for full details.
| Offer | Category | You Earn | Friend Earns | |
|---|---|---|---|---|
![]() | Finance | £5 - £200 | £5 - £200 | Get Code |
![]() | Finance | £100 | £100 | Get Code |
![]() | Finance | £20 - £100 | £20 - £100 | Get Code |
![]() | Finance | £10 - £100 | £10 - £100 | Get Code |
![]() | Finance | £100 | £100 | Get Code |
![]() | Finance | £10 - £100 | £10 - £100 | Get Code |
![]() | Business | £80 | £80 | Get Code |
![]() | Utilities | £50 - £75 | £50 - £75 | Get Code |
![]() | Utilities | £25 - £75 | £25 - £75 | Get Code |
![]() | Utilities | £60 | £60 | Get Code |
![]() | Finance | £50 | £50 | Get Code |
![]() | Utilities | £50 | £50 | Get Code |
![]() | Utilities | £50 | £50 | Get Code |
![]() | Finance | £50 | £100 | Get Code |
![]() | Utilities | £50 | £50 | Get Code |
![]() | Food & Drink | £50 | £20 | Get Code |
![]() | Utilities | £50 | £50 | Get Code |
![]() | Finance | £50 | £50 | Get Code |
![]() | Finance | £50 | £50 | Get Code |
![]() | Shopping | £10 - £40 | £10 - £40 | Get Code |
![]() | Utilities | £20 - £40 | £20 - £40 | Get Code |
![]() | Finance | £30 | £30 | Get Code |
![]() | Finance | £25 | £25 | Get Code |
![]() | Shopping | £25 | £25 | Get Code |
![]() | Shopping | £20 | £25 | Get Code |
![]() | Finance | £10 | £20 | Get Code |
![]() | Finance | £10 | £10 | Get Code |
![]() | Finance | £10 | £10 | Get Code |
![]() | Finance | £10 | £30 | Get Code |
![]() | Finance | £10 | £10 | Get Code |
![]() | Finance | £10 | £10 | Get Code |
![]() | Business | £10 | £10 | Get Code |
![]() | Shopping | £10 | £25 | Get Code |
![]() | Finance | £10 | £10 | Get Code |
![]() | Finance | £10 | £100 | Get Code |
![]() | Shopping | £10 | £20 - £30 | Get Code |
![]() | Finance | £10 | £10 | Get Code |
![]() | Finance | £5 | £5 | Get Code |
![]() | Finance | £5 | £5 | Get Code |
![]() | Finance | £5 | £5 | Get Code |
![]() | Finance | £5 | £5 | Get Code |
![]() | Finance | £5 | £5 | Get Code |
![]() | Shopping | £3 | £3 | Get Code |
![]() | Shopping | £3 | £5 | Get Code |
![]() | Shopping | Varies | £5 | Get Code |
![]() | Finance | £20 - £200 | £20 - £200 | Get Code |
![]() | Finance | £10 - £50 | £10 - £50 | Get Code |
![]() | Finance | £7 - £130 | £7 - £130 | Get Code |
![]() | Utilities | £15 - £99.99 | £15 - £100 | Get Code |
![]() | Utilities | £10 - £40 | £10 - £40 | Get Code |
![]() | — | £8 - £100 | £8 - £100 | Get Code |



















































UK banks, investment platforms, and fintech apps offer some of the most generous refer a friend bonuses available. Sign-up rewards from finance referral offers in the UK often range from £5 to £100 or more, making them the highest-paying refer a friend deals in the country. Popular finance referral programmes include banking apps, trading platforms, and digital wallets.
B2B software, accounting tools, and business services run refer a friend programmes in the UK offering incentives like free months, account credits, and cash bonuses. These UK referral offers are ideal for entrepreneurs and small business owners who regularly recommend tools to their network.
UK energy suppliers and broadband providers offer some of the most practical refer a friend deals. These UK referral offers reward you with account credits and bill reductions when friends sign up using your referral code. With rising energy costs, utility referral codes are a great way to save.
Meal delivery kits, grocery services, and restaurant apps have popular refer a friend schemes in the UK. These referral offers provide free meals, delivery credits, and subscription discounts. Food and drink referral codes are easy to share because everyone eats.
Online retailers and cashback platforms have some of the best refer a friend offers in the UK for everyday shoppers. These UK referral codes give you store credit, discounts, and exclusive deals. Many shopping referral programmes offer recurring rewards for each friend you refer.
Explore more referral codes relevant to student life and budgets.
Browse All UK Referral CodesStudent bank account referrals are the most valuable starting point — they pay the highest bonuses and you need a bank account anyway. Food delivery app referrals are the easiest to claim. Cashback site referrals save you money on everything you buy during term.
Referral bonuses are for new customers only. If you already have accounts with services from last year, you cannot claim the new customer bonus again. However, you can earn referrer bonuses by sharing your codes with freshers and new flatmates.
Absolutely. Your housemates need the same services you do, and most referral programmes reward both parties. It is a genuine favour — they get a bonus for signing up, and you earn a referrer reward.
A new student who uses referral codes for banking, food delivery, cashback, and a few subscription services can earn one hundred to three hundred pounds during freshers period. Students who actively refer flatmates and course mates can earn significantly more.