Back to Uni Referral Codes UK 2026

Heading back to university? Set up your student essentials and earn bonuses along the way. Browse 51 referral codes for student banking, food delivery, and more.

Last updated: 21 February 2026

Earn While You Set Up for University

The start of a new university term means setting up a long list of services: a student bank account, food delivery apps, broadband, mobile phone contracts, and subscription services. Every one of these has a cost — but most also have referral programmes that pay you for signing up. By using referral codes, you can earn money while ticking off your back-to-uni checklist.

Students are particularly well-positioned for referral offers because most services are being set up for the first time. You are a genuine new customer at nearly every provider, meaning you qualify for the full range of welcome bonuses. Freshers can easily earn one hundred to three hundred pounds just by using referral codes when setting up their essential accounts.

This page brings together the UK referral codes most relevant to university students. We have focused on the services you will actually use during term time, ordered by typical setup priority.

  • Student bank account bonusesOpen a student bank account with a referral code and earn a cash bonus before term even starts.
  • Food delivery creditsDeliveroo, Uber Eats, and Just Eat all offer referral credits perfect for student life.
  • Subscription discountsStreaming, music, and study tool subscriptions with student referral offers.
  • Everything is newAs a first-time customer for most services, you qualify for the full welcome bonus at each one.
  • Share with flatmatesOnce you have signed up, refer your flatmates and housemates to earn additional bonuses.

All 51 Back to Uni Referral Codes

Student-relevant referral codes sorted by value. Click any listing for full details.

Wealthyhood logo
Wealthyhood
Finance
£5 - £200
You earn
Fidelity logo
Fidelity
Finance
£100
You earn
InvestEngine logo
InvestEngine
Finance
£20 - £100
You earn
Lightyear logo
Lightyear
Finance
£10 - £100
You earn
Raisin logo
Raisin
Finance
£100
You earn
Tembo logo
Tembo
Finance
£10 - £100
You earn
WorldFirst logo
WorldFirst
Business
£80
You earn
EDF Energy logo
EDF Energy
Utilities
£50 - £75
You earn
Hyperoptic Broadband logo
Hyperoptic Broadband
Utilities
£25 - £75
You earn
ScottishPower logo
ScottishPower
Utilities
£60
You earn
Chase Bank logo
Chase Bank
Finance
£50
You earn
Community Fibre logo
Community Fibre
Utilities
£50
You earn
Cuckoo Fibre Broadband logo
Cuckoo Fibre Broadband
Utilities
£50
You earn
IG Investments logo
IG Investments
Finance
£50
You earn
Octopus Energy logo
Octopus Energy
Utilities
£50
You earn
TheFork logo
TheFork
Food & Drink
£50
You earn
Virgin Media logo
Virgin Media
Utilities
£50
You earn
Wealthify logo
Wealthify
Finance
£50
You earn
Webull UK logo
Webull UK
Finance
£50
You earn
Three Mobile logo
Three Mobile
Shopping
£10 - £40
You earn
VOXI logo
VOXI
Utilities
£20 - £40
You earn
Dodl by AJ Bell logo
Dodl by AJ Bell
Finance
£30
You earn
Penfold logo
Penfold
Finance
£25
You earn
Rakuten logo
Rakuten
Shopping
£25
You earn
Quidco logo
Quidco
Shopping
£20
You earn
American Express (Amex) Everyday Credit Card logo
American Express (Amex) Everyday Credit Card
Finance
£10
You earn
Currensea logo
Currensea
Finance
£10
You earn
Park Christmas Savings logo
Park Christmas Savings
Finance
£10
You earn
Remitly logo
Remitly
Finance
£10
You earn
Ribbon Rewards (Scraye) logo
Ribbon Rewards (Scraye)
Finance
£10
You earn
Skrill logo
Skrill
Finance
£10
You earn
SumUp Pay logo
SumUp Pay
Business
£10
You earn
Topcashback logo
Topcashback
Shopping
£10
You earn
Western Union logo
Western Union
Finance
£10
You earn
Yonder Card logo
Yonder Card
Finance
£10
You earn
Zable logo
Zable
Shopping
£10
You earn
Zopa Biscuit Account logo
Zopa Biscuit Account
Finance
£10
You earn
iFast logo
iFast
Finance
£5
You earn
Snoop logo
Snoop
Finance
£5
You earn
Sprive logo
Sprive
Finance
£5
You earn
Taptap Send logo
Taptap Send
Finance
£5
You earn
Zilch logo
Zilch
Finance
£5
You earn
Cheddar logo
Cheddar
Shopping
£3
You earn
JamDoughnut logo
JamDoughnut
Shopping
£3
You earn
EverUp logo
EverUp
Shopping
Varies
You earn
Freetrade logo
Freetrade
Finance
£20 - £200
You earn
Monzo logo
Monzo
Finance
£10 - £50
You earn
Robinhood logo
Robinhood
Finance
£7 - £130
You earn
Sky logo
Sky
Utilities
£15 - £99.99
You earn
Smarty Mobile logo
Smarty Mobile
Utilities
£10 - £40
You earn
Trading212 logo
Trading212
£8 - £100
You earn

Best Finance Refer a Friend Offers UK

UK banks, investment platforms, and fintech apps offer some of the most generous refer a friend bonuses available. Sign-up rewards from finance referral offers in the UK often range from £5 to £100 or more, making them the highest-paying refer a friend deals in the country. Popular finance referral programmes include banking apps, trading platforms, and digital wallets.

View all 29 Finance referral offers →

Best Business Refer a Friend Offers UK

B2B software, accounting tools, and business services run refer a friend programmes in the UK offering incentives like free months, account credits, and cash bonuses. These UK referral offers are ideal for entrepreneurs and small business owners who regularly recommend tools to their network.

Best Utilities Refer a Friend Offers UK

UK energy suppliers and broadband providers offer some of the most practical refer a friend deals. These UK referral offers reward you with account credits and bill reductions when friends sign up using your referral code. With rising energy costs, utility referral codes are a great way to save.

View all 10 Utilities referral offers →

Best Food & Drink Refer a Friend Offers UK

Meal delivery kits, grocery services, and restaurant apps have popular refer a friend schemes in the UK. These referral offers provide free meals, delivery credits, and subscription discounts. Food and drink referral codes are easy to share because everyone eats.

Best Shopping Refer a Friend Offers UK

Online retailers and cashback platforms have some of the best refer a friend offers in the UK for everyday shoppers. These UK referral codes give you store credit, discounts, and exclusive deals. Many shopping referral programmes offer recurring rewards for each friend you refer.

View all 8 Shopping referral offers →

More Student-Friendly Offers

Explore more referral codes relevant to student life and budgets.

Browse All UK Referral Codes

Back to Uni Referral Codes — FAQ

What are the best referral codes for freshers?

Student bank account referrals are the most valuable starting point — they pay the highest bonuses and you need a bank account anyway. Food delivery app referrals are the easiest to claim. Cashback site referrals save you money on everything you buy during term.

Can I use referral codes if I am a returning student?

Referral bonuses are for new customers only. If you already have accounts with services from last year, you cannot claim the new customer bonus again. However, you can earn referrer bonuses by sharing your codes with freshers and new flatmates.

Should I refer my housemates?

Absolutely. Your housemates need the same services you do, and most referral programmes reward both parties. It is a genuine favour — they get a bonus for signing up, and you earn a referrer reward.

How much can a student earn from referral codes?

A new student who uses referral codes for banking, food delivery, cashback, and a few subscription services can earn one hundred to three hundred pounds during freshers period. Students who actively refer flatmates and course mates can earn significantly more.