Best Monzo Alternatives with Referral Bonuses 2026
Discover the best alternatives to Monzo that offer referral bonuses in the UK. Compare sign-up rewards from digital banks and fintech apps similar to Monzo.
Monzo is one of the UK's most popular digital banks, but it is not the only option for earning referral rewards. Several other finance apps offer competitive or even higher sign-up bonuses when you join through a referral code. Whether you want better interest rates, different features, or simply more referral income, these Monzo alternatives are worth considering.
Monzo Referral Offer
Finance Alternatives to Monzo
Compare referral bonuses from other finance offers available on ReferMonkey.
Monzo Alternatives -- Frequently Asked Questions
What are the best alternatives to Monzo with referral bonuses?
Popular Monzo alternatives with referral programmes include Revolut, Chase, Starling Bank, and Wise. Each offers different sign-up bonuses and features, so the best choice depends on what you value most in a banking app.
Can I use referral codes for multiple banking apps?
Yes. Each bank runs its own independent referral programme, so you can sign up to Monzo and several alternatives using separate referral codes and claim bonuses from each one.
Which Monzo alternative has the highest referral bonus?
Referral bonus amounts change regularly. Check the current offers listed above to compare the latest sign-up rewards across all Monzo alternatives. Chase and Revolut frequently offer competitive bonuses.
Are Monzo alternatives safe to use in the UK?
All the alternatives listed are regulated by the Financial Conduct Authority (FCA) or equivalent regulatory bodies. Most UK digital banks also offer FSCS deposit protection up to 85,000 pounds, the same as traditional banks.
Explore More Referral Offers
Discover more referral offers or compare Monzo with specific alternatives.
Browse All Offers